In honor of April Fool’s Day I want to talk about a scam that was attempted on me just a few weeks ago. When you have someone who calls or mails you with a proposition that does not seem right, it probably isn’t. How do you know if it seems right or not? The first thing you need to remember is the IRS or Law Enforcement will never call you on the phone forcing you to provide your personal information or demand payment over the phone. Always remember, if it is too good to be true, it probably is NOT true!
So, a couple of weeks ago I received a registered letter in a large cardboard envelope, something similar to a Flat Rate Envelope from the Post Office. Inside of the envelope was a letter along with a check for more than $2,000.00. Not one of those checks you receive in the mail from a credit card company that says you can cash this check when you open an account, but then of course you will have to pay the money back…with interest. This was a check made out to me. The letter enclosed explained that I had been chosen as a “Mystery Shopper” and that I needed to deposit the check into my bank account. It then continued to explain that I needed to keep $150.00 for myself and then I needed to go to any Western Union location and send two money transfers with the remaining money. Sounds great, right? Remember what I said before, if it is too good to be true it probably is? The first thing I did was go online to do a little research. My research first showed that most Mystery Shopper jobs pay between $5.00 and $20.00. RED FLAG! They are going to pay me $150.00 for my very first job. As I continued my research I went on to learn that typically the scam was that you deposit the money into your account and then of course you are supposed to immediately send the money. The scam is that before the check clears and after you send the money, when it is too late, they cancel the check and you are out the entire amount you have sent through Western Union. Cute trick, huh? They are scamming millions of dollars out of people this way because so many people just want to believe they are going to get something for nothing. It is not going to happen.
There are people in this world who spend all day trying to figure out the next best scam that can be utilized to try and steal people’s money. Just like you go to work every day, their work is scamming people. If you have access to a computer, do your research. Put in the information of the organization and any other information that you may have. Trust me, when people get ripped off or are unhappy about something they are going to go straight to the computer and let someone know. Whether it is to write a horrible review or to even blast it all over social media, if they get ripped off, you are going to hear about it.
The best rule to live by is IF IT IS TOO GOOD TO BE TRUE, IT PROBABLY IS!